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FUSION OF WOOD AND WHITE FOR A NATURAL HARMONY

Create a soothing and elegant atmosphere by combining the beauty of natural wood with the purity of white. This decorative subject highlights the warm aspect of wood and the freshness of white to give your space a timeless and refined style.

Decoration ideas:

  1. White Wood Wall: Opt for a whitewashed wood or white painted wood wall to create a bright and natural backdrop. This will add texture and warmth while maintaining a light vibe.
  2. Natural Wood Furniture: Choose solid wood furniture in light tones, such as oak or birch, to add a natural feel to your space. Clean lines and matte finishes will complement the wood and white aesthetic.
  3. Carved Wood Accessories: Add decorative carved wood accents, such as vases, picture frames, or wall sculptures, to bring a touch of craftsmanship and detail to your decor. Organic patterns and natural shapes will add an interesting visual dimension.
  4. White textiles: Use white textiles, such as light curtains, cushions or rugs, to create a soft and bright atmosphere. Opt for natural fabrics like cotton or linen for a feeling of comfort and authenticity.
  5. Green plants: Incorporate indoor plants to add a touch of greenery and life to your space. Potted plants placed strategically will bring harmony between wood and white while creating visual balance.
  6. Soft lighting: Opt for soft, warm lighting, such as lamps with fabric shades or string lights, to create a warm and soothing ambiance. Soft lighting will highlight the nuances of the wood and create a welcoming atmosphere.
  7. Minimal decor elements: Keep the space uncluttered by choosing minimalist decor elements. For example, a few pieces of abstract art or simple sculptures can add a contemporary touch while still sticking to the wood and white aesthetic.

Remember, the main objective is to create a harmony between natural wood and white to obtain a space that is both welcoming and elegant. Feel free to customize these ideas to suit your own style and preferences.

 

 

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Dubach news

Good News: The PTZ Extended until 2027

Excellent news for future owners:

The extension of the Zero Rate Loan (PTZ) until 2027, important news for first-time buyers seeking to become owners of their main residence. The PTZ is an interest-free credit accompanied by a deferred repayment period, designed to help low-income households access property.

What is the Zero Rate Loan? : The PTZ facilitates the purchase of new or old housing requiring renovation work. The article specifies that the conditions of eligibility for the PTZ vary depending on the geographical area of the housing, the work to be carried out for the old one, and the reference tax income of the household. In 2023, the conditions remain unchanged, including the following criteria:

  • The accommodation must be the main residence and not have been owned by the household in the last two years.
  • For the former, the work must represent at least a quarter of the total expenses.
  • Household income must respect specific ceilings, for example, the reference tax income limit for a couple in zone B2 is €37,800, in zone C €33,600.

Combinability with Other Aid: The article highlights the possibility of combining the PTZ with the MaPrimeRénov' system. This combination allows owners to finance renovation work, with the possibility of obtaining up to €30,000 additional. However, the PTZ cannot be combined with the Pinel system, which aims to encourage investment in new rental property.

Extension of the PTZ until 2027: The Prime Minister, Élisabeth Borne, announced the renewal of the PTZ until 2027 due to the increase in mortgage rates. This extension will come into force in 2024. The PTZ will be refocused on new collective housing in tense areas and on old ones under renovation conditions in relaxed areas. The precise details of the new conditions have yet to be revealed.

Conclusion : In conclusion, the extension of the PTZ until 2027 offers new prospects for low-income households seeking to become owners. It comes at a time when mortgage rates are rising significantly, making it a crucial opportunity for those aspiring to own their primary residence. Details of the updated terms will be announced at a later date, paving the way for new possibilities for future owners.

 
 

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